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I also understand. When I was unemployed years ago I racked up some credit card debt as bills still needed to be paid for those few months and I wasn't receiving any unemployment or anything... I am getting the debts down but it's very hard. I still have about a year or so to go until they're all paid off. My car has been paid off but is very old and I am scared that it will die any day now. I can't afford a newer car at this time. I wish you the best and just stay strong and take it day by day. : (

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I completely understand you. Don't be concerned when I say that for 62 years, I've been struggling to stay afloat. The good news is that for 62 years I've managed to stay alive and I'm not living on the streets. As you know my health has never been good, but the good news (again) is that when you live beneath the poverty threshold, the government steps in to help. I'm getting ready to sell my home (again) and move into much smaller quarters that I hopefully will be able to afford. The good news (again) is that when you reach 62, you can move into a (Oh, I HATE the sound of it) a Senior Citizens community with subsidized housing. Like you, I long for the day when I make enough money to not only match my bills, but also to exceed them. Good luck! I hope your income increases rapidly!

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I think that we put extra attention to the way we are spending our money, then we could save even a little. It may take a while before you could earn a good amount but definitely its worth it. One of the speaker we had during one of the seminars we attended said that he drives a tricycle of his neighbor for a living. He make it a point that he saves as little as 15 pesos or $0.34 a day. After a year or so, he was able to buy his own tricycle and did earn the same way again and was able to buy another one the next few years. That is how he was able to buy many tricycles. Sometimes, we don't consider much the value of small amount of money we have in our wallets. But if we save them and continue to do so, you will realized that you could really save huge.

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I totally understand.. I too feel this way sometimes!

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I know what you mean with the bills and break downs. It's always something. The way it is looking here, afraid to retire because you never know what's ahead.

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It's a struggle. I don't know if it ever gets easier for some, but I think having a roof over your head and food is doing better than many. So don't beat yourself up. I really don't know if I should say this, but here it goes. I wonder if the guy making $580 per month is living with his parents. Around this area you are lucky if you can rent a place for such a small amount. Or does he mean he makes that much extra over a regular job income?

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In the same boat. Being married to someone who did not plan ahead and illness got me. Contrary to popular belief, women don't all clean out men after they separate/divorce and not all go after alimony or whatever. Well, at least I am not homeless anymore!

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You are still allowed to complain even when you have a home. We all need to vent every now and then.

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Everything gets better if we make it better. Look for other means of income such as plasma donation if you can bare it, most of my income comes from Bubblews and mTurk. Im making around 580$ a month for about 2 - 3 hours of work a day.

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