I've made no bones about my addiction to +SwagBucks. SwagBucks is a rewards site where you earn points (called +Swag-Bucks, hence the name) that can be cashed in for gift cards to places like Amazon, stores, restaurants, and my favorite, cold-hard-cash (via Paypal). The exchange rate is basically a penny point, so a $5 gift card to something will cost 500 points (500 +Swag-Bucks). Sometimes there are sales where you can get gift cards for less. One of many Swaggernauts' favorite redemption is the $5 gift card. Instead of 500 points, it's always 450 points, or a 10% discount, which is awesome. This discount is only available at the $5 gift card range and one is limited to redeeming five of the $5 Amazon gift cards per month. So basically you get $25 worth of gift cards for the equivalent of $22.50. Not a bad deal. I have not taken advantage of that so far. As I have said, I have always opted for cash.

How does one earn points? By searching online, watching videos, completing surveys, playing and the like. Surveys tend to be the big earner, garnering one upwards of 100, 150, 200 points at a time. The first month I was on +Swag-Bucks I earned enough points to cash out $50. I earned enough points in June to cash out $100. As of this morning I earned enough to cash out an additional $100.

It's a good site if you know how to "exploit" it. I don't mean that in a negative way. if you let it, +Swag-Bucks can be a major time suck and the amount one earns on this site is definitely not worth it if you are solely concentrating on that. It's good for multi-taskers who work in front of a computer all day. +Swagbucks should be a fun way to earn a little money, not an addiction that has you up all nite. More on that soon.

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