Should the government be able to dictate what kind of health care you're REQUIRED to have? For example, the so-called Affordable Care Act (aka Obamacare) specifies what benefits health care plans are required by law to cover. But what if some people don't want or need the required "benefits?" For example, contraceptives... why should I be required to pay a higher premium so that some can get "free" contraceptives? It's not that I'm against them, but what is wrong with people providing their own? My wife and I paid for our own, even when I was working 20 hours per week at barely more than minimum wage and my wife was working 32 - 40 hours at minimum wage. Now we're older and don't need them... we shouldn't have to pay higher premium so others can get them "free" - even people who make more than we do.
And "free" doctor visits? I know how those work - when I was in the Air Force, doctor and hospital visits were free for service members and their families... so you could go to the clinic on any given day and find it full of people there with their kids for very minor things - a scraped knee or a runny nose for example. When I have a minor injury or a cold, I don't need to see a doctor - so I shouldn't have to pay a higher premium just so others can see a doctor for "free" (or at least with a generous co-pay).
All I really want is insurance against a catastrophic illness or injury. Anything else - even my yearly physical - I'll gladly pay for myself. No one should be forced to pay for something they don't want to use.